Income & Expense Tracker

Where does your money actually go? This simple tracker helps you answer that question, one day at a time.

Built around the daily tracking habit recommended in Financial Basics for First-Time Adults, this tool makes it easy to log expenses as they happen, record your income, and see the bigger picture when you check in. No spreadsheet experience required. Enter your information, and the tracker automatically updates your Dashboard.

What it includes:

• A simple daily expense log with 16 customizable categories
• A separate income log to track what's coming in
• A Dashboard that automatically calculates monthly income, expenses, and remaining balance
• Spending by category with dollar amounts and percentages
• A visual breakdown of where your money is going
• A 12-month spending trend
• Month and year selectors for multi-year tracking
• Google Sheets and Microsoft Excel versions

Small purchases can add up in ways that are easy to miss. Tracking your spending as it happens and reviewing your Dashboard weekly can help you see patterns and understand where your money is going.

Designed to complement the guide, but works just as well on its own. Like the guide, it keeps things simple: understand where your money goes, and decide for yourself what to do about it.